Portfolio Mixer
Design your ideal portfolio. We'll simulate thousands of future scenarios to find the best mix for your goals.
Configuration
Why Monte Carlo?
Traditional calculators use a fixed return (e.g., 8%). Monte Carlo runs 1,000 different simulations to show you the *range* of possible outcomes.
Key Metrics
- • Median: Most likely outcome.
- • VaR: Capital at risk (Worst 5%).
Ready to Simulate
Configure your preferences and we'll build a custom portfolio model for you.
Understanding Your Portfolio Simulation
What is Monte Carlo Simulation?
Our Portfolio Mixer uses Monte Carlo simulation to project future wealth. Unlike standard retirement calculators that assume a flat 7-8% return, we analyze the historical volatility and correlations of your selected assets (Stocks, ETFs, Bonds) to generate 1,000 unique market scenarios.
This allows us to estimate the Probability of Gain and the Value at Risk (VaR)—metrics that are critical for understanding the true risk profile of your investments over time.
Growth vs. Income Strategies
Growth Portfolios focus on capital appreciation, typically holding assets like Tech Stocks (QQQ) or broad market US Equities (VTI). These have higher volatility but higher potential returns.
Income Portfolios prioritize cash flow and capital preservation, utilizing Dividend Aristocrats (SCHD), REITs (O), and Bonds (BND). These are usually more stable but may have lower total appreciation.